Coverage & Needs Analysis
Do you feel adequately protected? Does your insurance company understand all of your operations and exposures?
During the coverage and needs analysis we spend considerable time evaluating your current insurance program and your exposure to loss. We endeavor to completely understand what makes your organization unique. We disagree with the notion that a “one-size-fits-all” approach is acceptable. Our goal is to tailor an insurance solution that is specific to your needs.
Here is what the process entails:
- On-site inspections, interviews with key personnel, and completion of industry specific surveys
- Examination of all in-force policies
- Comparison of all current coverage to benchmarked limits
- Review of rates to current market conditions
- Identify areas for improvement
- Create mutual objectives for quoting process